Places with the Highest Cost of Living

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You probably know someone with a tech job in San Francisco or an advertising gig in New York. She eats at world-class restaurants, travels to foreign countries on business and boasts a LinkedIn profile sparkling with brand names and blockbuster deals. But what gets under your skin most is her salary, which rumors peg more than 50 percent higher than yours.

It's enough to make any American envious - until you factor in the cost of living.

When adjusted for housing, food, transportation, childcare and other necessities, that six-figure paycheck leaves little left over. And just because your friend dines at Eleven Madison Park for once-per-year business dinners doesn't mean she can afford a single entrée on her own dime.

At CareerTrends, part of the Graphiq network, we turned to the Economic Policy Institute to rank the 50 metros with the highest cost of living. A metro, or metropolitan statistical area, is defined by the White House's Office of Management and Budget. Put simply, a "metro" must have a core central area with more than 50,000 people, as well as social and economic integration with nearby areas, measured by commuting ties.

For each metro on this list, we've broken down the overall cost of maintaining a secure but modest living in that area, highlighting categories like childcare, food and housing. We'll list cost estimates for both single and married people, and visualize expenses for families ranging from zero to four children. We'll also compare each metro's costs to the cost of living for both the state and country at large, broken down by expense types.

The metros on the list are ranked by an overall cost of living index, a single percentage comparing each metro to the nation at large. The index takes into account every cost category and compares the overall figure to the national average. For example, a metro with a 50 percent index is 50 percent more expensive than the nation as a whole.

We'll run down the list from No. 50, concluding with the most expensive metros of all - yes, places even pricier than the Big Apple or the City by the Bay.

A previous version of this list rounded the cost of living index percentages to the nearest whole number, resulting in many ties. The list has been updated with percentages rounded to the nearest tenth, which changed the order of the list slightly. The overall list composition and order of the top 10 metros remain unchanged.

#50. Worcester, Massachusetts

Overall Cost of Living Index: 11.2% above the national average
Total Population: 924,722

Estimated Monthly Cost of Living for:
- Single Adult: $2,493
- Married Couple: $3,517
- Single Parent with Two Children: $5,530
- Married Couple with Two Children: $6,131

#49. Springfield, Massachusetts

Overall Cost of Living Index: 11.5% above the national average
Total Population: 626,775

Estimated Monthly Cost of Living for:
- Single Adult: $2,533
- Married Couple: $3,532
- Single Parent with Two Children: $5,538
- Married Couple with Two Children: $6,139

#48. Eau Claire, Wisconsin

Overall Cost of Living Index: 11.7% above the national average
Total Population: 163,658

Estimated Monthly Cost of Living for:
- Single Adult: $2,259
- Married Couple: $3,211
- Single Parent with Two Children: $5,574
- Married Couple with Two Children: $6,175

Note that for a few metros on this list - including Eau Claire - the cost of living with zero children is actually less than the national average. But with all family sizes included, these metros are indeed more expensive than the nation, on average.

#47. Buffalo-Niagara Falls, New York

Overall Cost of Living Index: 12.2% above the national average
Total Population: 1,135,667

Estimated Monthly Cost of Living for:
- Single Adult: $2,337
- Married Couple: $3,168
- Single Parent with Two Children: $5,970
- Married Couple with Two Children: $6,487

#46. Rochester, Minnesota

Overall Cost of Living Index: 12.3% above the national average
Total Population: 210,004

Estimated Monthly Cost of Living for:
- Single Adult: $2,405
- Married Couple: $3,355
- Single Parent with Two Children: $5,610
- Married Couple with Two Children: $6,203

#45. Sacramento--Arden-Arcade--Roseville, California

Overall Cost of Living Index: 12.3%* above the national average
Total Population: 2,197,422

Estimated Monthly Cost of Living for:
- Single Adult: $2,669
- Married Couple: $3,702
- Single Parent with Two Children: $5,232
- Married Couple with Two Children: $5,775

*Note that Rochester, Minnesota and this metro have the same cost of living index. We broke the tie by looking at the monthly cost for a married couple.

#44. Milwaukee-Waukesha-West Allis, Wisconsin

Overall Cost of Living Index: 13% above the national average
Total Population: 1,565,368

Estimated Monthly Cost of Living for:
- Single Adult: $2,342
- Married Couple: $3,359
- Single Parent with Two Children: $5,764
- Married Couple with Two Children: $6,343

#43. Ocean City, New Jersey

Overall Cost of Living Index: 14.1% above the national average
Total Population: 96,286

Estimated Monthly Cost of Living for:
- Single Adult: $2,472
- Married Couple: $3,628
- Single Parent with Two Children: $5,455
- Married Couple with Two Children: $6,114

#42. Vallejo-Fairfield, California

Overall Cost of Living Index: 14.2% above the national average
Total Population: 421,624

Estimated Monthly Cost of Living for:
- Single Adult: $2,669
- Married Couple: $3,758
- Single Parent with Two Children: $5,336
- Married Couple with Two Children: $5,820

#41. Seattle-Bellevue, Washington

Overall Cost of Living Index: 14.3% above the national average
Total Population: 3,557,037

Estimated Monthly Cost of Living for:
- Single Adult: $2,677
- Married Couple: $3,691
- Single Parent with Two Children: $5,414
- Married Couple with Two Children: $6,023

#40. Madison, Wisconsin

Overall Cost of Living Index: 14.4% above the national average
Total Population: 620,368

Estimated Monthly Cost of Living for:
- Single Adult: $2,452
- Married Couple: $3,388
- Single Parent with Two Children: $5,776
- Married Couple with Two Children: $6,271

#39. Vineland-Millville-Bridgeton, New Jersey

Overall Cost of Living Index: 14.5% above the national average
Total Population: 157,429

Estimated Monthly Cost of Living for:
- Single Adult: $2,737
- Married Couple: $3,831
- Single Parent with Two Children: $5,554
- Married Couple with Two Children: $6,202

#38. Baltimore-Towson, Maryland

Overall Cost of Living Index: 15.7% above the national average
Total Population: 2,753,396

Estimated Monthly Cost of Living for:
- Single Adult: $2,833
- Married Couple: $3,807
- Single Parent with Two Children: $5,708
- Married Couple with Two Children: $6,202

#37. Philadelphia-Camden-Wilmington, Pennsylvania

Overall Cost of Living Index: 16.1% above the national average
Total Population: 6,015,336

Estimated Monthly Cost of Living for:
- Single Adult: $2,814
- Married Couple: $3,896
- Single Parent with Two Children: $5,731
- Married Couple with Two Children: $6,366

#36. Anchorage, Alaska

Overall Cost of Living Index: 16.4% above the national average
Total Population: 392,021

Estimated Monthly Cost of Living for:
- Single Adult: $2,751
- Married Couple: $3,799
- Single Parent with Two Children: $5,463
- Married Couple with Two Children: $6,295

#35. Virginia Beach-Norfolk-Newport News, Virginia

Overall Cost of Living Index: 16.8% above the national average
Total Population: 1,697,898

Estimated Monthly Cost of Living for:
- Single Adult: $3,056
- Married Couple: $3,869
- Single Parent with Two Children: $5,582
- Married Couple with Two Children: $6,166

#34. Rochester, New York

Overall Cost of Living Index: 17.6% above the national average
Total Population: 1,082,578

Estimated Monthly Cost of Living for:
- Single Adult: $2,398
- Married Couple: $3,406
- Single Parent with Two Children: $6,260
- Married Couple with Two Children: $6,759

#33. Syracuse, New York

Overall Cost of Living Index: 17.7% above the national average
Total Population: 662,236

Estimated Monthly Cost of Living for:
- Single Adult: $2,416
- Married Couple: $3,334
- Single Parent with Two Children: $6,221
- Married Couple with Two Children: $6,747

#32. Norwich-New London, Connecticut

Overall Cost of Living Index: 18.1% above the national average
Total Population: 274,071

Estimated Monthly Cost of Living for:
- Single Adult: $2,646
- Married Couple: $3,562
- Single Parent with Two Children: $5,940
- Married Couple with Two Children: $6,484

#31. Binghamton, New York

Overall Cost of Living Index: 18.7% above the national average
Total Population: 249,261

Estimated Monthly Cost of Living for:
- Single Adult: $2,420
- Married Couple: $3,365
- Single Parent with Two Children: $6,176
- Married Couple with Two Children: $6,817

#30. Atlantic City-Hammonton, New Jersey

Overall Cost of Living Index: 19.8% above the national average
Total Population: 275,325

Estimated Monthly Cost of Living for:
- Single Adult: $2,835
- Married Couple: $3,923
- Single Parent with Two Children: $5,731
- Married Couple with Two Children: $6,336

#29. Los Angeles-Long Beach, California

Overall Cost of Living Index: 19.9% above the national average
Total Population: 13,060,534

Estimated Monthly Cost of Living for:
- Single Adult: $2,907
- Married Couple: $3,959
- Single Parent with Two Children: $5,769
- Married Couple with Two Children: $6,157

#28. Utica-Rome, New York

Overall Cost of Living Index: 20.5% above the national average
Total Population: 298,273

Estimated Monthly Cost of Living for:
- Single Adult: $2,576
- Married Couple: $3,456
- Single Parent with Two Children: $6,324
- Married Couple with Two Children: $6,926

#27. Boulder, Colorado

Overall Cost of Living Index: 21.1% above the national average
Total Population: 305,166

Estimated Monthly Cost of Living for:
- Single Adult: $2,826
- Married Couple: $3,793
- Single Parent with Two Children: $5,812
- Married Couple with Two Children: $6,335

#26. Trenton-Ewing, New Jersey

Overall Cost of Living Index: 22.3% above the national average
Total Population: 369,526

Estimated Monthly Cost of Living for:
- Single Adult: $3,037
- Married Couple: $4,109
- Single Parent with Two Children: $5,917
- Married Couple with Two Children: $6,499

#25. Elmira, New York

Overall Cost of Living Index: 22.6% above the national average
Total Population: 88,681

Estimated Monthly Cost of Living for:
- Single Adult: $2,418
- Married Couple: $3,565
- Single Parent with Two Children: $6,477
- Married Couple with Two Children: $7,135

#24. Salinas, California

Overall Cost of Living Index: 22.7% above the national average
Total Population: 424,927

Estimated Monthly Cost of Living for:
- Single Adult: $3,022
- Married Couple: $4,037
- Single Parent with Two Children: $5,723
- Married Couple with Two Children: $6,239

#23. Albany-Schenectady-Troy, New York

Overall Cost of Living Index: 22.9% above the national average
Total Population: 875,567

Estimated Monthly Cost of Living for:
- Single Adult: $2,629
- Married Couple: $3,596
- Single Parent with Two Children: $6,545
- Married Couple with Two Children: $7,033

#22. Fairbanks, Alaska

Overall Cost of Living Index: 23% above the national average
Total Population: 99,319

Estimated Monthly Cost of Living for:
- Single Adult: $2,753
- Married Couple: $3,950
- Single Parent with Two Children: $5,737
- Married Couple with Two Children: $6,570

#21. San Diego-Carlsbad-San Marcos, California

Overall Cost of Living Index: 23.1% above the national average
Total Population: 3,183,143

Estimated Monthly Cost of Living for:
- Single Adult: $3,037
- Married Couple: $3,948
- Single Parent with Two Children: $5,770
- Married Couple with Two Children: $6,202

#20. Barnstable Town, Massachusetts

Overall Cost of Living Index: 23.3% above the national average
Total Population: 215,167

Estimated Monthly Cost of Living for:
- Single Adult: $2,817
- Married Couple: $3,765
- Single Parent with Two Children: $6,097
- Married Couple with Two Children: $6,676

#19. Santa Rosa-Petaluma, California

Overall Cost of Living Index: 23.6% above the national average
Total Population: 491,790

Estimated Monthly Cost of Living for:
- Single Adult: $2,923
- Married Couple: $3,999
- Single Parent with Two Children: $5,771
- Married Couple with Two Children: $6,284

#18. Hartford-West Hartford-East Hartford, Connecticut

Overall Cost of Living Index: 24.3% above the national average
Total Population: 1,215,159

Estimated Monthly Cost of Living for:
- Single Adult: $2,757
- Married Couple: $3,887
- Single Parent with Two Children: $6,269
- Married Couple with Two Children: $6,802

#17. Santa Barbara-Santa Maria-Goleta, California

Overall Cost of Living Index: 24.7% above the national average
Total Population: 431,555

Estimated Monthly Cost of Living for:
- Single Adult: $3,265
- Married Couple: $4,268
- Single Parent with Two Children: $5,991
- Married Couple with Two Children: $6,354

#16. Glens Falls, New York

Overall Cost of Living Index: 27.1% above the national average
Total Population: 128,298

Estimated Monthly Cost of Living for:
- Single Adult: $2,564
- Married Couple: $3,712
- Single Parent with Two Children: $6,679
- Married Couple with Two Children: $7,140

#15. Napa, California

Overall Cost of Living Index: 27.3% above the national average
Total Population: 139,253

Estimated Monthly Cost of Living for:
- Single Adult: $2,898
- Married Couple: $4,103
- Single Parent with Two Children: $6,035
- Married Couple with Two Children: $6,470

#14. New Haven-Meriden, Connecticut

Overall Cost of Living Index: 27.4% above the national average
Total Population: 863,148

Estimated Monthly Cost of Living for:
- Single Adult: $2,905
- Married Couple: $3,998
- Single Parent with Two Children: $6,441
- Married Couple with Two Children: $6,938

#13. Bridgeport, Connecticut

Overall Cost of Living Index: 27.6% above the national average
Total Population: 934,215

Estimated Monthly Cost of Living for:
- Single Adult: $2,777
- Married Couple: $3,956
- Single Parent with Two Children: $6,441
- Married Couple with Two Children: $6,642

#12. Oxnard-Thousand Oaks-Ventura, California

Overall Cost of Living Index: 29.8% above the national average
Total Population: 835,790

Estimated Monthly Cost of Living for:
- Single Adult: $3,085
- Married Couple: $4,202
- Single Parent with Two Children: $6,212
- Married Couple with Two Children: $6,613

#11. Kingston, New York

Overall Cost of Living Index: 30.2% above the national average
Total Population: 181,598

Estimated Monthly Cost of Living for:
- Single Adult: $2,615
- Married Couple: $3,756
- Single Parent with Two Children: $6,851
- Married Couple with Two Children: $7,339

#10. Burlington-South Burlington, Vermont

Overall Cost of Living Index: 31.6% above the national average
Total Population: 213,891

Estimated Monthly Cost of Living for:
- Single Adult: $3,170
- Married Couple: $4,256
- Single Parent with Two Children: $6,553
- Married Couple with Two Children: $7,081

#9. Santa Cruz-Watsonville, California

Overall Cost of Living Index: 32.4% above the national average
Total Population: 267,203

Estimated Monthly Cost of Living for:
- Single Adult: $3,192
- Married Couple: $4,341
- Single Parent with Two Children: $6,469
- Married Couple with Two Children: $6,841

#8. Boston-Cambridge-Quincy, Massachusetts

Overall Cost of Living Index: 33.6% above the national average
Total Population: 4,650,876

Estimated Monthly Cost of Living for:
- Single Adult: $3,280
- Married Couple: $4,310
- Single Parent with Two Children: $6,689
- Married Couple with Two Children: $7,149

#7. Poughkeepsie-Newburgh-Middletown, New York

Overall Cost of Living Index: 39.1% above the national average
Total Population: 670,242

Estimated Monthly Cost of Living for:
- Single Adult: $3,079
- Married Couple: $4,165
- Single Parent with Two Children: $7,339
- Married Couple with Two Children: $7,736

#6. Ithaca, New York

Overall Cost of Living Index: 39.5% above the national average
Total Population: 103,179

Estimated Monthly Cost of Living for:
- Single Adult: $2,910
- Married Couple: $4,166
- Single Parent with Two Children: $7,159
- Married Couple with Two Children: $7,717

#5. San Jose-Sunnyvale-Santa Clara, California

Overall Cost of Living Index: 39.6% above the national average
Total Population: 1,898,457

Estimated Monthly Cost of Living for:
- Single Adult: $3,449
- Married Couple: $4,615
- Single Parent with Two Children: $6,654
- Married Couple with Two Children: $7,038

#4. New York City, New York

Overall Cost of Living Index: 49.4% above the national average
Total Population: 19,865,045

Estimated Monthly Cost of Living for:
- Single Adult: $3,627
- Married Couple: $4,605
- Single Parent with Two Children: $7,795
- Married Couple with Two Children: $8,227

#3. San Francisco, California

Overall Cost of Living Index: 52.9% above the national average
Total Population: 4,466,251

Estimated Monthly Cost of Living for:
- Single Adult: $3,632
- Married Couple: $5,104
- Single Parent with Two Children: $7,404
- Married Couple with Two Children: $7,649

#2. Honolulu, Hawaii

Overall Cost of Living Index: 53.2% above the national average
Total Population: 955,215

Estimated Monthly Cost of Living for:
- Single Adult: $3,859
- Married Couple: $4,867
- Single Parent with Two Children: $7,440
- Married Couple with Two Children: $7,841

#1. Washington-Arlington-Alexandria, District of Columbia

Overall Cost of Living Index: 63.5% above the national average
Total Population: 5,759,330

Estimated Monthly Cost of Living for:
- Single Adult: $3,510
- Married Couple: $4,362
- Single Parent with Two Children: $8,669
- Married Couple with Two Children: $8,874


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